Terms and Conditions

This is a general draft provided for informational purposes only. It has not been reviewed by legal counsel and should be adapted to reflect your specific business practices, jurisdiction, and applicable law before use.

1. Acceptance of Terms

By accessing or using the True Thriftavence website or any related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

True Thriftavence provides AI-powered data analysis tools intended to help users review and interpret information related to investing decisions. The Service is provided for informational purposes and does not constitute financial, investment, tax, or legal advice.

3. No Financial Advice

Nothing produced by True Thriftavence should be construed as a recommendation to buy, sell, or hold any security or financial instrument. You are solely responsible for any investment decisions you make, and you should consult a qualified financial advisor before acting on any information obtained through the Service.

4. Eligibility and Account Registration

To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse engineer, decompile, or otherwise access the underlying source code of the Service.
• Interfere with or disrupt the integrity or performance of the Service or its infrastructure.
• Use automated means to access the Service without prior written consent.
• Misrepresent your identity or affiliation with any person or entity.

6. Subscription and Payment

Certain features of the Service may require payment of fees. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the point of purchase. Fees are non-refundable except where required by applicable law or explicitly stated otherwise.

7. Intellectual Property

All content, software, trademarks, and materials associated with the Service are owned by or licensed to True Thriftavence and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use True Thriftavence's branding or proprietary technology outside the scope of the Service.

8. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using the Service, you consent to the practices described in that policy.

9. Third-Party Services

The Service may integrate with or reference third-party tools, data sources, or services. True Thriftavence does not control and is not responsible for the accuracy, availability, or practices of any third-party services referenced within the platform.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. True Thriftavence does not guarantee that the Service will be uninterrupted, error-free, or that any analysis provided will be accurate or complete.

11. Limitation of Liability

To the fullest extent permitted by applicable law, True Thriftavence and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or investment losses, arising from your use of or inability to use the Service.

12. Indemnification

You agree to indemnify and hold harmless True Thriftavence from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.

13. Termination

True Thriftavence reserves the right to suspend or terminate your access to the Service at its discretion, including in cases of suspected violation of these Terms, without prior notice where circumstances warrant.

14. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which True Thriftavence is registered, without regard to conflict of law principles. This section should be reviewed and adapted to reflect the correct governing jurisdiction.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms should be directed through the contact channels made available on the True Thriftavence website.

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